Laser247 Deposit Methods: UPI, PhonePe, Paytm, IMPS and Bank Transfer (2026 Guide)

Last reviewed 22 October 2026. This guide replaces the separate UPI, PhonePe, Paytm and add-funds articles, which now redirect here.

Deposits on Laser247 go into one rupee wallet shared by the exchange, the sportsbook and the live casino. UPI is the default because it is instant and free; IMPS and bank transfer cover larger amounts. This guide covers each method step by step, the limits set by NPCI and the banks rather than by the platform, and the handful of rules that cause almost every delayed deposit.

Deposit methods compared

Method	How you pay	Credit time	Practical limit	Fee
UPI (Google Pay, PhonePe, Paytm, BHIM, bank apps)	Pay to the UPI ID or scan the QR shown for your deposit; enter the UTR if asked	Usually within minutes; up to 30 minutes at peak	NPCI caps most UPI transfers at ₹1,00,000 per transaction and per day; your bank may set a lower limit	None
IMPS	Transfer to the account details shown for your deposit from your bank app	Within an hour at most banks	₹5,00,000 per transaction at most banks	None from Laser247; some banks charge a few rupees
NEFT	Standard transfer to the account shown	Within two hours, in batches, during bank hours	Set by your bank	None from Laser247
RTGS	Standard transfer to the account shown	Within 30 minutes during bank hours	Minimum ₹2,00,000	None from Laser247; banks may charge
Cards and e-wallets	Shown when the payment partner offers them	Instant	Set by the issuer	None from Laser247

How to deposit by UPI

Log in and open the wallet, then Deposit.
Choose UPI and enter the amount. Note the amount exactly; you must pay this figure, not a rounded one.
The platform shows a UPI ID and a QR code generated for this deposit. Open any UPI app, scan the QR or pay to the ID, and complete the payment with your UPI PIN.
Copy the UTR or transaction reference from the UPI app and paste it into the deposit screen if asked, then submit.
The wallet credits once the payment is matched, usually within minutes. The deposit appears in the transaction history with its status.

PhonePe, Google Pay, Paytm and BHIM

These are all UPI apps and the flow is identical: scan the QR or pay to the UPI ID shown, from a bank account linked to your own name. Three app-specific points.

Paytm: pay through the UPI option linked to your bank account, not from the Paytm wallet balance. A wallet payment goes through a different rail and may not match your deposit request.
PhonePe and Google Pay: if the app shows a warning about paying a new payee, that is a standard first-payment notice. Check the UPI ID matches the one on the deposit screen before confirming.
BHIM and bank apps: the same, with the UPI ID typed manually. Type it carefully; a payment to a wrong ID cannot be matched to your deposit and can only be recovered through your bank.

IMPS, NEFT and RTGS

Use these for amounts above the UPI daily cap or when UPI is down at your bank. The deposit screen shows the beneficiary account name, number and IFSC for your deposit. Add the beneficiary in your bank app, transfer the exact amount, and enter the UTR on the deposit screen. IMPS runs around the clock; NEFT and RTGS follow bank hours, so a Sunday evening transfer may not credit until Monday.

Limits

Limit	Figure	Set by
Minimum deposit	Shown on the deposit screen for each method	Laser247
UPI per transaction and per day	₹1,00,000 for most transfers	NPCI; banks may set lower limits, and new UPI IDs often have a lower limit for the first 24 hours
IMPS per transaction	₹5,00,000 at most banks	Your bank
RTGS minimum	₹2,00,000	RBI
Deposit limit on the account	Whatever you set under Responsible Gaming	You; applies immediately, raised only after a cooling-off period

Rules that catch people out

Pay the exact amount. Paying a different amount, or splitting one deposit into two payments, breaks the automatic match and sends the deposit for manual review.
Pay from your own account. The paying account must be in the account holder’s name. A deposit from a friend’s or family member’s UPI fails KYC and may be returned to source.
Do not reuse a saved UPI ID. The payment details are generated per deposit and can change. Always open a fresh deposit request and pay to the details on it.
Keep the UTR. It is the only thing support needs to trace a payment.
Bonus deposits follow the bonus terms. A deposit made to claim a bonus is never locked, but the bonus and winnings from it are subject to rollover; see the bonuses page.

Money left the bank but the wallet is not credited

Wait 30 minutes. Peak-hour UPI matching can take that long.
Check the deposit’s status in transaction history. Pending means the payment has not been matched yet; Rejected shows a reason.
Open live chat with the UTR, the amount and the time. Support traces the payment with the payment partner, normally within hours.
If the payment went to a wrong UPI ID or account, the platform cannot retrieve it; raise a complaint with your bank, which handles misdirected UPI payments under NPCI’s process.

Frequently asked questions

Which deposit method is fastest?

UPI, which usually credits within minutes. IMPS is the fastest for amounts above the UPI cap.

Is there a deposit fee?

Not from Laser247. Your bank may charge for IMPS, NEFT or RTGS.

Can I deposit from Paytm wallet balance?

Use the UPI option linked to your bank account instead. Wallet-to-merchant payments go through a different rail and may not match your deposit request.

Why does the UPI ID change between deposits?

Payment details are generated per deposit so that each payment can be matched automatically. Always use the details shown on the current deposit request.

Do I need KYC to deposit?

No. KYC is required before the first withdrawal. Completing it early avoids delay later; the Laser247 ID page lists the documents.